FINANCE YOUR LEXUS
Put Yourself in the Driver’s Seat
Lexus Financial Services makes it easy to apply for credit online from your home or office.
The Fine Print
Simple Interest Financing
Lexus purchase financing plan uses the simple interest method to calculate daily interest charges. In this method, a payment received one day early would result in an interest credit (cost savings) and a payment received one day late would be subject to an extra day of interest.
Competitive and Flexible
You will find that our finance rates are very competitive. No fee to pay out your account early applies. Lexus Financial Services offers flexible terms that are tailored to meet your needs.
Peace Of Mind Protection
To further enhance your Lexus ownership experience, we offer Lexus Extra Care Protection (ECP) extended service contracts for terms up to 96 months/200,000 kms (whichever comes first). Fully-transferrable ECP contracts provide enhanced protection for Lexus Guests, above and beyond the factory warranty, with coverage like Trip Interruption, Vehicle Rental Assistance, Personalized Trip Planning and Roadside Assistance. The price of the ECP contract can be financed with your Lexus automobile.
Monthly or Bi-Weekly Payments
Lexus Financial Services offers you the convenience of making your monthly or bi-weekly payments automatically through your chequing account by using our DIRECT PAYMENT PLAN feature.
Lump Sum Payments
Should you elect to make a lump sum payment towards your Lexus Purchase loan, you receive full value for your payment thanks to our simple interest method. When your payment is received, we will deduct a portion for interest earned from the date of your previous payment and apply the balance to the principal. You will reduce your financing term and realize a savings in interest cost.